Compare Travel Insurance for Senior Citizens

There are limited options to compare international travel insurance for senior citizens (70+), since companies find it risky to extend insurance coverage to them in view of the average age and health profile. In fact, no public sector insurance company offers travel insurance to this age group. Those who have labelled their policy as overseas insurance actually offer only health insurance coverage/benefits. So, we have done a comparative study of six plans along with important variables that will help you prepare what to expect in terms of services and charges. The Comparative Study lists the Best Travel Insurance policy, Good Buy and a Fair Buy as well.

Brands Compared :  ICICI Lombard (International Travel Insurance – Senior Citizen), Religare (International Travel Explore – Gold), Bajaj Allianz (Travel Elite), Tata AIG (Travel Guard Senior Plan), Chola MS (Overseas Travel Protection – Senior Citizen), Apollo Munich (Easy Travel – Senior Citizen- Bronze)

As a senior citizen travelling overseas, you may already have some health issues – and if you don’t, you may anyway want to cushion yourself against possible illness (the food or the weather may not suit you), injuries, accidents and other unsavoury eventualities or unexpected losses. One way to do that is getting yourself travel insurance.

To know which is the best travel insurance, you should review your current health conditions, activities you will be participating in during travel, and length of travel. Also, confirm that your travel insurance plan covers the countries where you will be travelling.

Brands Compared

  • ICICI Lombard (International Travel Insurance – Senior Citizen)
  • Religare (International Travel Explore – Gold)
  • Bajaj Allianz (Travel Elite)
  • Tata AIG (Travel Guard Senior Plan)
  • Chola MS (Overseas Travel Protection – Senior Citizen)
  • Apollo Munich (Easy Travel – Senior Citizen- Bronze)

Parameters Compared

  • Minimum Entry Age (years)
  • Maximum Entry Age (years)
  • Maximum Duration of Trip (Days)
  • Loss of Checked-in Baggage (USD)
  • Loss of Passport (USD)
  • Delay of Checked-in Baggage (USD)
  • Personal Liability (USD)
  • Personal Accident (USD)
  • Hijack Allowance Maximum (USD)
  • Emergency Cash (USD)
  • Trip Cancellation and Interruption (USD)
  • Missed Flight Connection (USD)
  • Trip Delay (USD)
  • Consumer Feedback

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