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Common Reasons for Rejection of Term Insurance Claims
What are some of the Reasons for Rejection of Term Insurance Claims? Term insurance is the simplest form of life insurance. It helps families to stay financially afloat after the death of the earning member of the family. A term insurance provides financial protection to your family at the most reasonable […]
Tricks of availing bank loan against a secondhand car
The pandemic has changed a lot of things and our lives in many ways. It has also changed the way we travel. So, buying a secondhand car is almost in everyone’s mind these days due to the risks associated with travelling by other means. Study says there is a growing […]
Demat account and its importance
In India, shares, and securities are held electronically in a dematerialised account, instead of the investor taking physical possession of share/debenture/bond certificates. A demat account is opened by the investor while registering with an investment broker or sub-broker. The demat account number is quoted for all the transactions to enable […]
Aatmanirbhar Bharat Abhiyaan Package: Announced By RBI / Government Of India To Tide Over Covid-19 Crisis
Hon’ble Prime Minister Shri Narendra Modi announced a special economic and comprehensive package of Rs 20 lakh crore which is equivalent to 10% of India’s GDP on 12th May 2020. He gave a clarion call for Aatmanirbhar Bharat Abhiyaan or Self-Reliant India Movement. He also outlined five pillars of Atmanirbhar […]
RBI announces fresh liquidity measures to bolster lockdown impact 2.0
The Reserve Bank of India (RBI) on Friday (17th April, 2020) announced additional measures to cushion the economy and maintain liquidity amidst the coronavirus lockdown. RBI announces Long Term Repo Operations (LTRO) to conduct long-term repo operations–Rs 50,000 crore to begin with–in tranches of appropriate sizes. The move will boost […]
RBI Announces Economic Policy Measures
In the midst of the coronavirus pandemic- how does it impact the common man? On 27th March 2020, the RBI Governor announced certain measures to mitigate the sufferings of the capital market and the common man. Let’s highlight some of the main points: RBI announces a cut in the Repo […]
Economic Package as announced by the Government of India
India’s Finance Minister Nirmala Sitharaman announced on 26th March, 2020 a slew of economic measures totalling to Rs.1.7 lakh Crores aimed to offset the negative impact, albeit partially, in the aftermath of the coronavirus pandemic sweeping our Country, so that the common man gets some relief from ‘the locked down’ […]
आपको मिलेगा 59 मिनट में बिजनेस लोन, ऐसे करें अप्लाई
बाजार में प्रतिस्पर्धा और मौजूदा विकल्पों की उपलब्धता के कारण बैंक/एनबीएफसी और दूसरे संस्थानों को सुरक्षित लोन करना मुश्किल हो जाता है। क्या होगा जब सरकार द्वारा समर्थित प्लेटफ़ॉर्म आपका 59 मिनट में लोन पास कर दें? हम आपको यही बता रहे हैं कि किस तरह आप चरण-दर-चरण एक घंटे […]
6 Things to Keep in Mind Before Taking an Education Loan
With education cost rising every year, education loans have almost become inevitable. As most of the students studying in top educational institutions expect to earn high salaries at the end of their studies, they are likely to be in a position to repay the education loans over a period of […]
Should You Take an Education Loan for Higher Studies
According to a reliable source, the ticket size of educational loans in India has increased 47 percent in the last fiscal year, while the number of students seeking loans has reduced by 7 percent to 2.5 lakh. This data tells us that while the total amount of student loans has […]
Top 7 Education Loans for Indians Seeking Foreign Education
The dream of studying abroad is seen by many students, but most of the students give up the hope of seeking education at a foreign institution when they learn about the costs associated with realizing this dream. If you are also planning to give up this dream, there is some […]
Why Are Co-Operative Banks in India Essential for the Country?
There are a lot of co-operative banks in India and so long that we are just used to them being there. Have you ever paused and thought why India has so many co-operative banks? Are they essential for the economy? Are they vital for democracy? If so, you’ll get all […]
13 Reasons Why You Need to File Income Tax in India
I am a tuition teacher, I don’t need to file income tax. I am just a middle-class woman earning some money from my home kitchen, surely, I don’t need to file income tax. If you can relate to these statements then it’s probably time, we enlighten you on why tax […]
Home loans for low credit scores
If your credit score is low that affects your financial standing, therefore a good credit score is in your best interest. There are important factors that is looked at before credit is attained. Banks and NBFCs do consider certain crucial financial aspects before sanctioning any type of credit line to […]
Ombudsman Scheme for Digital Transactions (OSDT)
The Reserve Bank of India (RBI) launched the Ombudsman Scheme for Digital Transactions (OSDT) vide a notification dated 31 January 2019 for redressal of complaints against ‘system participants’ as defined in the said scheme. It is an expeditious and cost-free apex-level mechanism for resolution of complaints regarding digital transactions undertaken […]
Importance of Travel Insurance for Overseas Travel for Students
The importance of travel insurance for overseas travel for students is often overlooked by students as well as their parents. If you are a student who is planning to go abroad for studies or you are a parent of such a student, then you should know that student’s travel insurance […]
Things You Should Know About When Considering Overseas Travel Insurance for Pre-Existing Conditions
People who are going abroad or opting for international travel often wonder whether they can opt for overseas travel insurance for pre-existing conditions. Well, the answer is yes. You must opt for overseas travel insurance even if you have pre-existing conditions. Here is a list of things you need to […]
How to Find Health Insurance for International Student Travel
Students and parents of students who are going abroad often wonder how to find health insurance for international student travel. If you are also worried about this, then you should read on. Here are a few simple steps you can follow to pick the best possible insurance option that works […]
Personal Income Tax Provisions for FY 2018–19
Death, taxes and childbirth! There’s never any convenient time for any of them. ~ Margaret Mitchell You may not have made resolutions and lifestyle changes in the New Year, but your financials for sure will undergo a few impacting alterations. Although the finance ministry may not have made significant changes in […]
What are chit funds?
A chit fund is an arrangement where a set number of people come together to contribute a fixed amount at intervals. This forms a pool or a kitty. During the process of collection, any member can draw a sum through ways like a lucky draw, an auction or a member […]
Jet Airways to pay Rs 25,000 for changing flight without permission
A 72-year-old cardiologist had filed a complaint against Jet Airways for rescheduling his flight without informing him. The court has ordered the airline to pay Rs 25,000 as compensation and also return the booking amount with nine per cent interest from the date of payment.Complainant Dr Nautej Singh had planned […]
What is E Payment and Types of E Payment Services
If you are new to the world of online payments, then you must know what is e payment, what e payment services are available today and the types of e payment system. This information will help you to do your online transactions smartly and safely. What is E Payment? E […]
Is it safe to shop online with a debit card?
If you are an Indian consumer who often wonders is it safe to shop online with a debit card then you should know the answer is yes. You just need to ensure that you become a smart person and avoid pitfalls that can compromise your financial information and lead to […]
How to Use a Debit Card Online Safely: Debit Card Safety Tips You Mustn’t Ignore
If you have never used a debit card before and you have questions like how to use a debit card online or how to use a debit card online safely, then you must read on. Here you can know the basics of debit card use and learn valuable debit card […]
Internet banking – private or nationalised banks have better services ?
Online banking has made it possible for customers to do simple tasks like accessing their savings account anytime, keep track of their account balance, get e-statements, pay bills online, shop online, transfer funds and much more in under a few clicks and within a matter of minutes. Internet banking exists […]
Online Banking Guide: The Advantages and Disadvantages
In simple terms, online banking or internet banking is the means to manage money online or through your mobile or computer. An online bank offers customers just about every service traditionally available through a local branch, including deposits to online bill payment. Banks pay a leading role in this paramount […]
Chit Funds (Amendment) Bill, 2018 – What’s amended and what’s not
The Government of India has introduced the Amendment Bill to facilitate orderly growth of the chit funds sector and to remove the bottlenecks being faced by the sector. It is also expected to enable greater financial access for people (consumers). Amendments are being made to sections 2, 11, 16, 17, […]
Liquid Mutual Fund – Buying Guide
Liquid funds are short termed income schemes that invest in money market instruments such as government securities, treasury bills among others. If you have idle money in your account, it is best to invest it in a liquid fund for short time periods.Let us take an example, if you have […]
How to choose the best Liquid Mutual Fund
Liquid funds are best for those who are looking for short-term investment avenues. Instead of keeping it in a savings bank account, you can invest that recent bonus which you received in a liquid fund. In this case, you want to know the parameters of choosing the best liquid mutual fund. […]
What are Liquid Mutual Funds?
Liquid funds are mutual funds that invest your money in short-term market instruments such as treasury bills, government securities, commercial papers and term deposits. These funds have low maturity period (3-6 months) and you can save money for example your child’s school fees. It is a low-risk instrument giving returns […]
Where Can You File a Complaint against Fraudulent Ponzi Companies?
If you have been cheated by any ponzi scheme, then it is important to file your complaint. But many investors are not sure where and how to lodge a complaint.You can file a formal complaint in the official siteAccording to RBI, this website is meant to facilitate lodging of any […]
To Invest or Not Invest in Ponzi Schemes
As a wise man once said, ‘there is a sufficiency in the world for man’s need but not for man’s greed.’ Probably this thought defines why ponzi schemes continue to flourish across the world despite the unearthing of various scams and the resultant bad press. While the one who starts […]
Ponzi Scheme – Precautions to take
A Ponzi scheme is an investment fraud that promises quick, easy, and significant returns on investments with little or no risk. Ponzi schemes are also known as pyramid schemes they pay existing investors out of the money invested by new investors. These schemes require a constant flow of new money […]
Buying Guide: How to buy Best Term Life Insurance Plans?
‘Why should I keep paying for a product that does not give anything in return?’ is a common question that people ask insurance advisors. Not everyone can appreciate the fact that one pays a premium because there is a guarantee that if something untoward happens to him or her, their […]
Financial Planning Basics: Creating a Financial Plan in Six Simple Steps
It is a fact that most people spend lavishly when they are earning well and don’t think about their financial future. As a result, they end up with a lot of debt when their earnings reduce due to reasons like retirement. A sure shot way of preventing yourself from landing […]
How to File an RTI Online?
The Right to Information Act (RTI) is considered to be one of the strongest pieces of legislation as it gives citizens the power to question public authorities and their activities, thereby not only promoting transparency, but demanding accountability as well. A normal citizen can keep an eye on public authorities’ […]
Payment Banks: So that no one is left out
Lately, ‘payment banks’ have been a lot in the news. What exactly are these ‘banks’ and are they going to be any different from the regular banks? Who are their primary target customers? What is their future likely to be in the banking system? Will they be allowed to stay independent (unlike in […]
A Comprehensive Guide for Retirement Planning in India
It is a well-known fact that a few years after you start your professional life, you start coming across terms like retirement planning, best retirement plans, the best retirement age and retirement benefits. If you are also listening to these terms a bit too often and you are wondering what […]
Understanding the Cooperative Banking Structure in India
Some cooperative banks are older like their peers in the commercial banking sector. There are cooperative entities as old as 1906 & later, who first ventured into the cooperative sector as a cooperative credit society serving limited clientele in the agricultural sector with limited membership holding shares. Later on, they […]
List of Cooperative Banks in India
Cooperative banks have limited branches in the country. They are mostly concentrated in the States where they were originally established by some distinguished farmers or socially-committed Samaritans after obtaining license from the RBI. It has been seen that as the coop banks cater to a particular community who may be […]
Cooperative Banks: Cooperative Banking meaning, their limitations and how are they different from commercial banks
What are Cooperative Banks in India? Cooperative Banks are registered under State Laws and primarily cater to rural poor & agriculturists. They provide term credit to agriculture & obtain refinance/concessional interest from RBI. All Cooperative Banks are governed by Banking Regulation Act. They have limited scope in branch expansion and […]
All You Need to Know About Filing GST Return Online
Every entity that is registered under GST needs to file a GST return. Even if an entity fails to make a purchase or sales in the given period, it still needs to file a Nil return. If you are curious to know the GST return filing procedure or how to […]
GST FAQs – What is GST, Benefits, Implementation and More
GST stands for Goods and Services Tax that is levied by the Government of India. Since its inception, it has been surrounded by a lot of buzz. If you are also curious to know about it then here are a few FAQs that may help you get all the answers […]
How to do GST Registration Online and Get a GST Number?
GST stands for the goods and services tax. It is mandatory for every dealer with a turnover of INR 20 lakh (10 lakh in some states) to register for GST. If you fall under that category, then you should know the process of GST registration online, fill the relevant GST […]
Beware of Additional GST on MRP and Discounted MRP Levied by Unethical Retailers
Beware of Additional GST on MRP and Discounted MRP Levied by Unethical RetailersGST stands for Goods and Services Tax, and it is a combination of state, and Central taxes levied on goods and services. Some retailers are levying GST on MRP or discounted MRP as an unethical business practice. The […]
National Pension Scheme (NPS): Eligibility, Joining Process and Types
National Pension Scheme or NPS scheme is an initiative of the government of India. It is a contribution-based pension scheme that allows a person to create a retirement corpus. Men and women can use it as a saving-investment or post-retirement tool. It was earlier created for government employees only, but […]
Buying Guide: How to choose the best retirement plans
What you need to know before you start investing in a unit linked retirement plan?Unit linked life insurance plans are different from traditional insurance plans (endowment/participating) and are subject to different risk factors.Premiums paid in unit-linked life insurance plans are subject to investment risks associated with capital markets, and NAVs […]
Living Will becomes crucial since Passive Euthanasia is legal in India now
In March this year, in what was a landmark judgement, the highest court of the country allowed ‘peaceful death’ (passive euthanasia in medical terms) of terminally ill (vegetative state) patients when according to medical advice the patients are in ‘coma’ or in a state of condition where their chances of […]
Buying Guide: How to get the Best Top up Medical Insurance Plan?
Why do you need a Top up Medical Insurance Plan? You have not yet taken any health insurance policy.You do have a basic/regular medical insurance policy with, say, X company but this company does not provide a top up cover.You have a medical insurance policy but the sum assured is […]
What happens to Fixed Deposits in case banks or finance companies go bankrupt?
Various surveys point out that the majority of households prefer to park their money in bank deposits, with less than 10 per cent opting for investing in mutual funds or stocks. Why? Because consumers believe that investing in bank fixed deposits is one of the safest and oldest (hence tried […]
Bank must compensate woman for sharing info with estranged husband
A bank has a relationship of fidelity with its customers and it cannot share their personal information or financial statement with anyone else, the Delhi State Consumer Commission said while holding a private bank, HDFC, guilty of deficient service by providing account details of a woman to her estranged husband […]
Railways must compensate for dosa served with iron screw
The consumer forum in Bengaluru has directed the Chief Regional Manager, Railways, to shell out Rs 6,500 as compensation for serving a dosa with an iron screw in it, to one (retd) Col. RC Gupta. The consumer forum comprising president T Shobhadevi and member V Anuradha said that the complainant […]
What is 80c?
Taxes are an essential part of the Indian economy. All people, companies or entities who earn more than a specified income are bound to pay taxes to the government which enables the government to earn revenue and let a taxpayer enjoy some basic facilities. If you are also a resident […]
Railways can’t be blamed for chain snatching through window: NCDRC
The Indian Railways cannot be blamed for a chain-snatching incident if the ‘miscreant’ is outside the train compartment, the National Consumer Disputes Redressal Commission (NCDRC) said while quashing lower-fora orders holding it responsible for the loss to a passenger.The NCDRC’s observation came on a revision petition by the railways in […]
Currency notes likely to cause diseases: Food safety authority
The Food Safety and Standards Authority of India (FSSAI) has issued a warning that currency notes and coins can cause infection and diseases. The unhygienic and careless handling of currency notes and coins is the reason for infection. The FSSAI has directed the food safety commissioners to organize programmes to […]
Good news for pensioners: Medical reimbursement cannot be denied because treatment was in non- empanelled hospital
The Supreme Court bench of Justice RK Aggarwal and Justice Ashok Bhushan, in the matter of Shiva Kant Jha versus Union of India, vide judgement dated 13.04.2018, has held that Central Government Health Scheme (CHGS) medical claim cannot be denied merely because treatment was in a non- empanelled hospital.The brief […]
File Income Tax Return Online with These Simple Steps
Are you curious to know more about income tax e-filing? Do you want to file income tax return online but need some help? If the answer to both these questions is yes, then you would be wise to read on. Here you can know how you can complete efiling of […]
Have a Grievance against a NBFC? There is an Ombudsman to go to
Thanks to the new Ombudsman Scheme launched this year, individuals investing in fixed deposit schemes of non-banking financial companies (NBFCs) now have a government body to fall back upon in case of deficiency in service including any default in their deposits. This move was
Latest Income Tax Slabs for FY 2019-20
Latest Income Tax Slabs, Income Tax Rates and Income Tax Limits for 2019-20 In India, the new year is celebrated on 1st January while the financial year begins on 1st April every year. For some people, the former involves making new resolutions and lifestyle changes while for the latter, some […]
Hyderabad Forum slaps Rs 50,000 fine on insurance company
The Hyderabad District Consumer Forum has slapped a fine of Rs 50,517 on National Insurance Company for deficiency of services.Daredoa Safaraz had subscribed to a group mediclaim policy of National Insurance Company for his wife, father Kurban and himself. In 2014 Kurban developed numbness over the left side of face […]
Commercial Vehicle Insurance Claim Process
Filing of Commercial Vehicle Insurance Claim Claims
The increasing number of accidents and incidents of vehicle thefts has made it essential for policyholders to know how to file vehicle-insurance claims. When the accident happens, call your insurance company representative as soon as possible—even
What Does the Package Commercial Car Insurance Policy Offer?
Before reading the inclusions, exclusions and addons that you should focus on before buying a commercial car insurance policy, understand the below terminologies that will help you to understand the process easily.
Difficult Terminologies Explained
Legal liability (as applicable to commercial vehicles
Inclusions and Exceptions of International Travel Insurance
International Travel Insurance is important to cover the medical emergencies or financial exigencies that might happen when you travel overseas. You need to read the finer print of these policies and know what all is included and what all is not so that you
Points to consider to finalize Overseas Travel Insurance
Pre-existing medical conditions
Older travellers are more likely to have a pre-existing medical condition (such as hypertension) – and some will find that they are denied cover because of that condition. But there are insurers who will offer cover specifically for older travellers with
All about Second Hand Car Loans
There are many reasons why you will buy a second hand car (or used or a pre-owned). For instance:
a) You cannot afford the cost of a new car.b) A second hand car is cheaper due to pre-loaded insurance and road tax.c) You can
Nominee vs Legal Heir: Let there be no confusion
Imagine a scenario where Mr. Verma deposits a sizeable sum of money in a fixed deposit and makes his wife the nominee. In case Mr. Verma passes away due to some unfortunate incident/accident, the fixed amount should go to the nominee, who in this case is his wife. Everything sounds […]
Bank Locker Insurance
Do you have a Bank Locker Insurance?
With your jewellery and valuables inside your bank locker you can have a goodnight sleep. Well that is what you think so? However, one gets to read about safe locker thefts frequently and who knows your safety
Advantages and disadvantages of bank lockers
Bank lockers are one of the safest options to keep your jewelry and important papers safe. Safe lockers are made of high quality thick steel plates with screws fitted on them making it difficult for robbers to break open. But do you know what are
Tips for Hiring a Locker
We all know that keeping articles safe in a bank locker is the best possible way to keep your assets secured. But how to hire a safe locker that’s just right for you? What are the tips for hiring a locker? Though banks do
What are the RBI Guidelines on Bank Lockers?
Do you think you really can have a sound sleep thinking your valuables are secured in safe deposit lockers? Well not really. The notification issued by the Reserve Bank of India or RBI on bank lockers clarifies that bank locker hirer in
India is
What are ULIP returns and why should I invest in ULIP?
The performance of various ULIPs or Unit Linked Insurance Plans, with reference to growth of units, depends on market forces as also the efficient management of investments by the appointed fund managers. Due to the ups and downs in the market based on demand/supply
What is ULIP or Unit Linked Investment Plan?
ULIP or Unit Linked Investment Plan is a combination of insurance and investment. A portion of the premium paid by the policyholder is utilised to provide insurance coverage to the policyholder, while the remaining portion is invested in equity and debt instruments. The aggregate
What are Associated ULIP charges?
Your ULIP policy may come with additional associated charges. Please read the terms and conditions carefully before opting for ULIP. These charges could be :
Premium allocation fee
The charge is imposed beforehand on the premium amount. It is a percentage of
Home Loan Complaints – Grievance and Redressal of NBFCs Home Loans
The RBI has made it mandatory for all NBFCs (Non Banking Financial Companies) to have a grievance redressal officer, whose name and contact details have to be mandatorily displayed in the premises of the NBFCs. Aggrieved borrowers who have home loan complaints can approach
NBFC Home Loan Interest Rates
Below are the Lending Rates and Interest Rates of NBFC (Non Banking Financial Companies)
MCLR
RBI governs the lending rates in India for financial transactions by financial institutions. Earlier, RBI used to decide the base rate and all FIs would follow that rate
Features and Home Loan eligibility from an NBFC
Home Loan Eligibility
NBFCs (Non Banking Financial Companies) base their home loan elgibility criteria on the borrower’s profile, which is defined by the following:
Age
Monthly income (gross and take home)
Spouse’s income
Assets and liabilities
Stability of occupation
No. of dependents
Savings
Home Loan Insurance from NBFCs
Almost all NBFCs (Non Banking Financial Companies) insist on insurance cover on the property mortgaged for a home loan, to deal with unforeseen calamities (fire, earthquake, floods, etc.). In fact, borrowers who avail a home loan against property mortgaged to the NBFC should also go in for life insurance (loan-secured […]
Bank with Care
Even if you have deposited cash with your bank in the prescribed format, with a valid counter-foil, there can be a freak chance that the money may not appear in your account. Therefore it is important to keep one’s guard up with every
Insuring against Tsunami
In the wake of the recent tsunami that hit Japan and the 2004 tsunami that devastated the coastal areas of India, a question has arisen- if an insurance coverage is available in India? However, in India tsunami’s has been reported as far back as
Hallmarking of Gold
Hallmarking of GoldWhy You Must Look for It
Gold is a precious metal held dear across the world. It is a wonderful ornament to wear as well as a hedge against inflation and falling markets. Gold can also be liquidated easily. However, it is
Operational Guidelines: How to use a Travel Card
Travel cards give you freedom from carrying cash on an international trip, however there are some operational guidelines of how to use a travel card. What all dos and don’ts to follow on a foreign land so that the memories that are carried back
Travel Cards: All FAQs answered
Consumer VOICE experts compared 8 travel cards on basis of cross country transactions, issuance fee and other parameters to list the best travel card.
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FEMA Act 1999 or Foreign Exchange Management Act, 1999 (FEMA)
The Foreign Exchange Management Act, 1999 popularly known as FEMA Act 1999, is an Act of the Parliament of India “to consolidate and amend the law relating to foreign exchange with the objective of facilitating external trade and payments and for promoting the orderly development and maintenance of foreign exchange […]
Credit Card Features
There are various types of credit cards when you apply for credit card and you are offered one based on your needs and repayment power. Before submitting your credit card application, understanding the credit card features will not only help you choose the best credit card but also enable you to use it […]
Types of Credit Card Frauds
If you are a credit card owner there is a chance that you may be subject to credit card frauds like thousands of others around the world. Use of credit cards around the world has increased over the years. Online payments and electronic transfers
Credit card tips for smart users
A credit card offers unlimited financial freedom. But as all freedom, a credit card too comes with its own set of responsibilities. If used responsibly, a credit card can be a very effective financial tool. Whether you are a first timer or not, people
Things credit card companies do not want you to know
You and your credit card are inseparable. Right from paying for your groceries, to your child’s school fees or for your movie tickets or flight bookings, credit cards are no longer a status symbol but a necessity. As a result we have enslaved ourselves
Recovery of Guarantor Loans
Have you ever opted for guarantor loan? Do you think your friends and family will stand by you if you go for a guarantor loan? Well they probably would have refused a few years back but now becoming a loan guarantor is safe and secured. Taking guarantor personal loan is […]
The Impact of GST on your Restaurant Bill
The Goods and Services Tax (GST) is set to make a difference to the taxes on your restaurant bills. The next time you eat in a restaurant, your bill will be different-it already is actually. This is how. As per the system of taxation before GST, the restaurant sector is […]
Understanding ETFS or Exchange-Traded Funds
ETFs or Exchange-traded funds were once described as the new kid on the investment block, but today they are competing neck-to-neck with traditional mutual funds, literally giving them a run for their money. Both ETFs and mutual funds are viable choices for investors. However,
SBI asked to return land papers by Ernakulam forum
The Kerala State Consumer Forum has upheld the district consumer forum’s order directing State Bank of India to return the land documents of a Muvattupuzha native as the consumer had already repaid the whole loan amount. As per the complaint of Thomas, he took a Rs 4 lakh loan that […]
RBI Banking Ombudsman: Your go-to point for disputes concerning banking services
As part of its grievance redressal mechanism for hearing consumer complaints relating to certain banking services, the Reserve Bank of India (RBI) launched the Banking Ombudsman Scheme in 1995. With effect from 2006, it was brought under Banking Regulation Act, 1949, by government notification and
Goods and Services Tax (GST) Benefits and Features
What is Goods and Services Tax (GST)?
The goods and services tax (GST) is a single rate of indirect tax applied in India. It subsumes all the central and state indirect taxes presently levied – including state VAT, local sales tax, octroi, entry tax,
Goods and Service Tax, GST Rates and GST Slabs List
GST Rates and SlabsGST rates and slabs are often revised by the Indian government. They were last revised in July 2018. A few GST rates and slabs that were revised at any point of time are mentioned right here. No GST GoodsSome of the vital goods that attract no tax […]
Difference between Atal Pension Yojna, Pradhan Mantri Pension Yojna and National Pension Scheme
Atal Pension Yojana (launched on 1 June 2015) (open for all workers in the unorganised sector; subscribers of Swavalamban scheme can migrate to APY)PMVVY (launched on 4 May 2017) (Government-subsidised pension scheme)National Pension Scheme (Launched on 1 January 2004) (Open for all Indian citizens from May 2009; Government sponsored pension […]
Stages of Cancer: Claims and Payouts in case of Cancer Insurance Plan
Some facts for you to ponder:
There are over 100 types of cancers which can affect human beings.
Any part of a body can be affected at any time and without any warning signals.
The incidence of cancer is
Buying Guide to buy the Best Cancer Insurance Plans
Comprehensive Buying Guide by Consumer VOICE experts to help you finalize Cancer Insurance Plans
Q1. Why buy a cancer insurance policy in the first place?
The following factors may have a role:
The existing health insurance cover by way of a critical illness plan
All you need to know about Infrastructure Mutual Funds (MF) Investments
Infrastructure mutual funds are mutual funds that invest in the infrastructure sector or its ancillary companies that own, manufacture and operate infrastructure assets or infrastructure projects. Infrastructure is said to be the tangible aspects such as roads, railways, transportation, electricity and so on which
Types of Mutual Fund Investments
A mutual fund is an investment where it pools the money of several investors and invests this in stocks, bonds, money market instruments and other types of securities. It’s an ideal investment vehicle for regular investors who do not understand much about investing. Investors
All you need to know about LPG Insurance Cover and Cooking Gas Accidents
The number of reported cooking gas accidents increased from 33 in 2013-14 to 68 in 2014-15 (April 2014 to January 2015). The fatalities due to such accidents shot up from 23 to 37 during the same period, while the number of injured persons increased from 56 to 159. As consumers, […]
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- WHY THIS RICE BRAN OIL SCORES THE HIGHEST?
- अब देश में लागू होगा नया कंज्यूमर प्रोटेक्शन एक्ट, जानें क्या है इसकी विशेषता और नये उपभोक्ता अधिकार
- Front-of-package labelling (FOPL) – Healthy choice for consumers
- World Food Safety Day
- Let’s Be Realistic About Eating Healthy
- Trans Fat: The Next Epidemic To Watch Out For
- Trans Fats: The Devil Is In The Details
- Righteous move to remove ‘fair’ from lovely
- High fibre’ claim by Cremica biscuit is false
- What is mindful eating and how it can save you?
- Unit Price should also be declared along with Maximum Retail Price (MRP) on Packaged Commodities
- Panel Discussion on World Food Safety Day – ‘Food safety, everyone’s business’
- World No Tobacco Day 2020 – Towards a tobacco free generation
- Say no to vanaspati (ghee)
- Demat account and its importance
- Aatmanirbhar Bharat Abhiyaan Package: Announced By RBI / Government Of India To Tide Over Covid-19 Crisis
- (no title)
- Road Safety Network submitted recommendations to mitigate road crashes and deaths during lockdown
- Everything You Need To Know About Maintenance Charges
- Legal Provisions Under RERA & FAQs On Maintenance Charges: Part II
- Virtual Session on Myths and Facts on Meat and Poultry Food Products in the Context of Covid-19
- Best Practices for Consumers during COVID 19 on Health Protection and Food Safety FSSAI -CHIFSS – VOICE WEBINAR
- कोविड-19: इस दौर में बच्चों का टीकाकरण है जरूरी, रखें ये सावधानियां… डाँ. एच. सी. भट्ट (एमडी)
- सामान खरीदने से पहले तुलनात्मक जांच करना जरुरी
- अनुशासित होकर लड़ें कोरोना से जंगए अपनाएं इन घरेलू उपायों को
- RBI announces fresh liquidity measures to bolster lockdown impact 2.0
- NCDRC asks Yash Raj Films to compensate for excluding song from movie ”Fan”
- Beneficiary of a statutory welfare scheme entitled to remedies under Consumer Protection Act
- Stay Cool with the Best Inverter AC
- कोविड-19 का प्रकोप: ऐसे बढ़ायें अपनी प्रतिरक्षा प्रणाली यानी इम्यून सिस्टम
- Consumerism – Present and Post Covid-19
- “OIL FORTIFICATION – A Drive against Malnutrition”
- RBI Announces Economic Policy Measures
- Economic Package as announced by the Government of India
- Covid 19 and Hypertension
- Consumer VOICE Survey On Trans Fat In Foods
- The Price of Misleading Advertisements
- (no title)
- World Consumer Rights Day 2020
- FLAT OWNERS’ ASSOCIATION THAT ARE FORMED DUE TO MANDATE OF LAW CANNOT FILE A CONSUMER COMPLAINT: SUPREME COURT
- Stakeholder consultation on Road Safety for New Motor Vehicles Act in Uttar Pradesh
- Sunflower Oils – Who is the first among the equals?
- Relief to Star Plus and Bharti Airtel in KBC case
- Airline Not Obliged To Escort Passengers To Boarding Gate: Supreme Court
- National Youth Day 2020 -Tobacco Intervention
- Are you using the Number 1 Product – Find out here?
- 31st National Road Safety Week – Bringing Change Through Youth Power
- Supreme Court enhanced award of compensation and said it cannot go restrictive just because the victim is from poor and rural background.
- Administrator Smt. Tara Bai Desai Charitable Opthalmic Trust Hospital, Jodhpur Vs. Managing Director Supreme Elevators India Pvt. Ltd & Ors.
- Hospital vicariously liable for medical negligence committed by its Doctors
- Consumer Fora have the jurisdiction to deal with the legality of the Statutory Fees imposed by the Statutory Authorities
- Dismissal of consumer complaints on mere technical grounds, defeats the purpose of ensuring justice: Supreme Court
- If the purchaser of good uses the good for earning livelihood, he is ‘consumer’: Supreme Court
- Supreme Court nullified builders’ effort to oust homebuyers from consumer courts and insolvency proceedings
- In class action suits, oneness of the interest is akin to a common grievance against same person: Supreme Court.
- Unfair to make homebuyers wait indefinitely for possession, directs developer to refund money: National Commission.
- Top Ten Judgments Of 2019
- Top 10 Judgements of 2019, Top 10 consumer cases of 2019
- Road Safety Network urges government to strengthen helmet law
- राष्ट्रीय उपभोक्ता दिवस (24 दिसंबर) पर विशेष रिपोर्ट : ताकि गुमराह न हो देश का उपभोक्ता
- It takes time to Empower Consumers !
- आपको मिलेगा 59 मिनट में बिजनेस लोन, ऐसे करें अप्लाई
- E Cigarettes Act 2019 Explained
- (no title)
- Road Accidents in India – A Stark Reality for All
- State Level Consultation for Sensitization of Stakeholders to Mandate the Strict Implementation of Vendor Licensing in Goa
- The Curse of Child Labour and Generating Consumer Awareness
- Air Purifier
- Green Action Week Workshop in Vivek Vihar and Ghaziabad
- Diabetes
- Education Loan
- Water Purifier
- Workshop on Tans Fats with Government School Teachers in Mayur Vihar
- Green Action Week Workshop in Rajpur Khurd village
- Student Workshop on Trans Fat on World Food Day
- Stakeholders Consultation in Assam to adopt new rules of Motor Vehicles Act 2019 to strengthen road safety
- Stakeholders Consultation in Chandigarh to Adopt new rules of Motor Vehicles Act 2019
- OYO: Your Stay Provider
- Media Dialogue on Hypertension Management and Elimination of Trans Fatty Acid in Telangana
- Stakeholders’ Consultation on Road Safety
- Green Action Week 2019 – An Interactive Workshop with the Student Community
- Workshop on Green Action Week in Soami Nagar, New Delhi
- Hypertension – How to say goodbye to hypertension
- Run for a healthy Heart – An event to sensitise people on trans fat
- Take note of your daily food intake
- Want to keep your heart safe? It’s time to avoid these 5 foods rich in trans fat
- New set of Health Warnings on all Tobacco Products
- 6 Things to Keep in Mind Before Taking an Education Loan
- Should You Take an Education Loan for Higher Studies
- Is Microwave Cooking Safe?
- Consumer Protection Bill, Product Liability and Brand Protection
- 10 Best Reasons to Have Oats
- How to Avoid Artificially Ripened Fruits?
- Oats – Are Oats Healthy?
- Has Microwave Ovens Made Life Simple for Us?
- Thank you for Supporting the Consumer Protection Bill
- The fight against NCDs and trans fat
- Digital Payments and Risks
- Air Conditioner
- The Health-Oriented Faceoff : Mustard Oil vs. Rice Bran Oil vs. Olive Oil
- 6 Secrets to Avoid Getting Scammed Via Misleading Ads
- Top 7 Education Loans for Indians Seeking Foreign Education
- How to Increase the Shelf Life of Mustard Oil?
- Whitening Toothpaste – Does It Really Whiten Your Teeth
- FAQ On Filing Consumer Compliant Online
- Charcoal in Toothpaste – Is it good or bad?
- Is the Ice Cream You Buying Worth It?
- How to Ensure Filing Consumer Court Complaint Online Becomes Fruitful?
- Trust Cannot File a Consumer Protection Case as per the Consumer Protection Act
- How can Consumer Protection Act be a Boon
- Higher Taxation by GST Council will curb Tobacco Addiction
- National Consumer Commission Directed ICICI Prudential To Pay Rs. 5 Lakh To A Consumer For Denying Claim
- Doctor Is Vicariously Liable For The Acts Of His Team Members: National Commission
- Apex Consumer Court Directs Mercedes Benz To Pay Rs 2 Lakh To Customer As Compensation For Manufacturing Defects In Vehicle
- Apex Consumer Commission Directs Supertech to Refund 1 Crore To Homebuyer for Delay in Getting Occupation Certification (OC)
- Benefits of Ceiling Fans: How they Add Joy to Your Life
- Ceiling Fan – Handy Tips to Know Before You Buy a Ceiling Fan
- Surprising Facts About Ceiling Fans That No One Told You
- If you want to Breathe, Protect the Environment NOW!
- World No Tobacco Day – Bhopal-MP
- Critical Insurance Cover – Do You Need One?
- Is Milk Giving Our Children Enough Calcium?
- Top 10 Health Benefits of Mustard Oil
- How to Detect Ammonia in Our Food?
- Frost-Free Refrigerators vs.Direct Cool Refrigerators
- Best Way to Use a Frost-Free Refrigerator
- Dismissal Of Consumer Complaints On Mere Technical Grounds, Defeats The Purpose Of Ensuring Justice: Supreme Court
- National Commission Has No Jurisdiction To Entertain Revision Petition In Execution Proceedings: Supreme Court
- World No Tobacco Day 2019
- Is India ready for E-commerce?
- Lourdes Society Snehanjali Girls Hostel and ANR Vs M/s. H & R Johnson (India)
- National Insurance Co.Ltd vs Hindustan Safety Glass Works
- Moulivakkam Trust Heights Flats Affected Buyers Association & Other
- Ambrish Kumar Shukla & 21 ors. Vs. Ferrous Infrastructure Pvt. Ltd.
- Right to Online Privacy Without Rules
- 7 Things you should know before buying a Health Insurance Policy
- Types of Toothpastes
- Medicated Toothpastes – Pros and Cons
- Wrong Diagnosis Is Not Medial Negligence- Supreme Court
- Buyer Can’t Wait Indefinitely For Flat, Supreme Court Asks Developer To Refund The Amount Along With Interest
- Free Speech Cannot Be Silenced By Fear Of Mob: SC Fines Mamata Government For Shadow Ban On Political Satire
- Charging For Paper Carry Bags Amounts To Unfair Trade Practice; Consumer Forum Fines Bata Rs. 9000
- Importance of health insurance in India
- Why Are Co-Operative Banks in India Essential for the Country?
- You Won’t Believe How Beneficial Food Fortification Can Be!
- English Magazine August 2019
- English Magazine July 2018
- E-Cigarettes Survey Report
- 13 Reasons Why You Need to File Income Tax in India
- Frauds in Indian Education Sector and How to Stay Away from Them
- 5 tips to keep your skin healthy this summer
- Foods to Avoid During the Indian Summer
- FSSAI Announces New Packaging Regulations 2018
- English January 2019
- Big Tobacco-Tiny Targets Survey State Dissemination-Madhya Pradesh
- Big Tobacco-Tiny Targets study survey study dissemination – Tamil Nadu
- Pros and Cons of Branded Curd: Should You Buy One?
- How to Beat the Heat with Curd?
- Facts About Nutrients in Curd: It’s Truly Worth It!
- It’s time for consumers to wake up from their deep slumber!
- Curd vs. Yogurt vs. Probiotics: The Ultimate Faceoff
- Health Ministry Issues Advisory to States to Ban E-Cigarettes
- Big Tobacco-Tiny Targets Survey State Dissemination in Gujarat
- Big Tobacco-Tiny Targets Survey State Dissemination in Assam
- Home loans for low credit scores
- National commission directed builder to pay heavy damage for duping the consumer
- Apex Consumer Court Directed SBI To De-Freeze Pensioner’s Account Stating That “Pension Is For Survival Which Cannot Be Attached”
- Supreme court enhanced award of compensation and said it cannot go restrictive just because the victim is from poor and rural background
- Builders Can’t Give Excuse Of Approvals, Delay Flats On The Ground Of Force Majeure
- English Magazine Preview January 2019
- Panel Discussion – Consumers Should Be Protected Through Strong Laws
- Is Artificial Intelligence a friend or foe?
- Home Loans – Requirements and Eligibility
- Different types of Home Loans in India
- In the memory of late Professor P.K. Ghosh
- Ombudsman Scheme for Digital Transactions (OSDT)
- Organic Foods – Can they all be termed ‘organic’?
- Smart TV
- Frost Free DD Refrigerator
- Smart Products – a Boon or a Bane
- State Level Workshop for Sensitization Of Stakeholders to Support Tobacco Vendor Licensing Vijaywada, Andhra Pradesh
- City Level Workshop for Sensitization Of Stakeholders to Support Tobacco Vendor Licensing Tirupathi, Andhra Pradesh
- Classic Cornflakes Biscuit Recipe
- Importance of Travel Insurance for Overseas Travel for Students
- Indian Consumers: Arise, Awake To Urge Adaption Of Consumer Protection Bill
- Remembering Victims on WDR – OPEd in Financial Express by Parvesh Verma
- RERA – What, Who and How
- Homebuyers Are Not Allowed To Reap Benefits Of Their Own Delay In Taking Possession- Supreme Court
- Ordinance on Road Safety
- Things You Should Know About Pressure Washer Surface Cleaner
- Types of Surface Cleaners
- Things You Should Know About When Considering Overseas Travel Insurance for Pre-Existing Conditions
- NCLT DELHI INITIATES INSOLVENCY PROCESS AGAINST EMAAR MGF LAND
- Insolvency proceedings against real estate firm Emaar MGF Land
- Filing of ‘Class Action’ Consumer Complaints
- Filing of ‘Class Action’ Consumer Complaints
- 7 Simple Ways to Use Your Television Efficiently
- How to Choose Your TV Channels Wisely
- Pros and Cons of Surface Cleaners
- How to Find Health Insurance for International Student Travel
- Making the Smart Choice – Select the best surface cleaner
- Cornflakes – Your Morning Friend or Foe?
- From the Factory to the Bowl – The Process of making cornflakes
- Evidence for health benefits of non-sugar sweeteners weak
- Maggi controversy: SC revives government’s case against Nestle India in National Commission
- A curious case of erroneous verdicts, wrong interpretations and arzi-farzi proxy counsels
- Personal Income Tax Provisions for FY 2018–19
- City Level Workshop for Sensitization Of Stakeholders to Support Tobacco Vendor Licensing in Assam
- Does Your Food Claim Too Much?
- State Level Workshop for Sensitization Of Stakeholders to Support Tobacco Vendor Licensing Bhopal, Madhya Pradesh
- City Level Workshop for Sensitization Of Stakeholders to Support Tobacco Vendor Licensing in Madhya Pradesh
- Light of Hope for Consumers
- Road Safety Week 2019 – Sadak Suraksha – Jeevan Raksha
- Filing of ‘Class Action’ Consumer Complaints
- World Cancer Day
- World Consumer Rights Day 2019
- 10 Facts You Did Not Know About Instant Noodles
- City Level Workshops on Tobacco Control in Gujarat
- National Release of the “Big Tobacco Tiny Targets” Study
- Best butter for baking pound cake
- Importance of Wet Wipes
- What are chit funds?
- Doctors’ Duties, Consumers’ Fears and the laws in-between
- What’s Bad or Good About Instant Noodles?
- Importance of Packing of Butter
- How to Buy the Best Inverter
- Difference Between Solar Inverter and Normal Inverter
- Big Tobacco-Tiny Targets
- Salted or Unsalted Butter: Which Should I Use When?
- Differences between white butter and yellow butter?
- The Silver Leaf on Your Food – Is it safe for consumption?
- Ceramics in your home may cause cancer
- Food labels encourage healthier choices: Study
- Jet Airways to pay Rs 25,000 for changing flight without permission
- Maternity benefits not applicable only to live births
- What is E Payment and Types of E Payment Services
- Is it safe to shop online with a debit card?
- How to Use a Debit Card Online Safely: Debit Card Safety Tips You Mustn’t Ignore
- OP-Ed on Road Safety by Shri Baijayant Jay Panda
- Are Assured Return Schemes Likely To Be Declared Illegal By SEBI: Impact On Homebuyers And Builders
- Remedy Under RERA If No Builder-Buyer Agreement Is Executed
- Supreme Court Reiterates That Builders Can’t Force Buyers To Go For Arbitration Even After 2015 Amendment
- HRERA Gives Homebuyers Superior Right To Satisfy Claim
- State Level workshop for sensitization of stakeholders to support tobacco vendor licensing – Chennai, Tamil Nadu
- Jago Grahak Jago Youth Festival, 2018 – Event Update
- Six Positive Changes in New Consumer Protection Law Passed in Lok Sabha – An Analysis by Prof Sri Ram Khanna & Consumer Voice Team
- State level workshop for sensitization of stakeholders to support tobacco vendor licensing – Ahmedabad
- What are hand sanitisers?
- Internet banking – private or nationalised banks have better services ?
- Online Banking Guide: The Advantages and Disadvantages
- A Stitch in Time Saves Nine – The Urgent Need to Pass the MVA Bill before it is too late
- Should You Go for Front Loading or Top Loading Washing Machine
- Want to Save on Utility Bills? Here’s What You Can Do to Boost Energy Efficiency in Washing Machine
- Top Washing Machine Features in Demand Right Now
- 2017 witnessed a 3% decline in road accident death, though fatalities remain high
- Recent Verdicts from Consumer Forums across India
- Did you know that your health information is confidential?
- What are Marie Biscuits Made Of?
- What are Dietary Fibers and How They Make You Healthy?
- Chit Funds (Amendment) Bill, 2018 – What’s amended and what’s not
- Think before you clean your hand with that hand sanitiser
- Simple Tests to check Adulterated Sweets
- State Level workshop for sensitization of stakeholders to support tobacco vendor licensing in Assam
- Liquid Mutual Fund – Buying Guide
- Home Buyers Entitled for Interest on Refund Even After Accepting Refund: National Commission
- Consumer VOICE Press Release on Road Safety 2018
- PDF Testing
- Supreme Court Warned State Governments For Non-Appointment Of Lokyukta/Uplokayukta
- TRAI to Have Supreme Authority Over Television Channels and Bouquet Prices – Supreme Court
- World Day of Remembrance – Lucknow (Uttar Pradesh)
- World Day of Remembrance for Road Traffic Victims (WDR) – Chandigarh
- World Day of Remembrance for Road Traffic Victims (WDR) – Bhopal, Madhya Pradesh
- How to choose the best Liquid Mutual Fund
- What are Liquid Mutual Funds?
- Antimicrobial Agents in the Food Chain – Use and Misuse
- Things to Keep in Mind Before Buying your TV
- Streaming Devices to make your TV smart
- Where Can You File a Complaint against Fraudulent Ponzi Companies?
- Is your food spoilt?
- To Invest or Not Invest in Ponzi Schemes
- Ponzi Scheme – Precautions to take
- Use of Antimicrobial Agents in India
- Importance of Food Preservation
- Aadhaar judgement: Supreme Court clarifies what needs to linked and what does not need to be
- Is Your Utensil Bar Environmentally Friendly? How to Check?
- Utensil Bar Soap vs. Utensil Liquid Washers: Which One Should You Go For?
- World Day of Remembrance 2018 – Remember and Reflect, Remember and Respond
- Ncdrc Raps Insurance Company For Ambiguous Term; Ordered The Insurance Company To Pay Additional Compensation Of 2 Lakhs For Unfair Trade Practice
- India Ranks Fifth in Pictorial warnings in the world and only SAARC country with Quit Line Number
- Increase Cess on tobacco products to increase revenue for disaster management
- National Commission: Insurance Claim cannot be denied on ground of Common Lifestyle Diseases
- Air Quality
- National Commission directed Unitech to pay 58.41 lakh to the aggrieved homebuyer
- Murder to be treated as accidental death while claiming insurance: National Commission
- National Commission ordered Indigo Airlines to pay rs. 20,000/- for leaving behind the passengers
- Apex Consumer Court directed Indian Postal Service to pay Rs 24.8 lakhs to Jain Brothers
- Homebuyers can seek higher compensation than what is mentioned in agreement for delayed flat: National Commission
- Green Action Week plantation drive on Sharing Community – Clean Air for All: 21st October 2018
- Check Air Quality Index
- Tamil Nadu bans E-cigarettes following Government Advisory
- A tale of three builders – Unitech, Amarpali and Jaypee and many many homebuyers
- Buying Guide: How to buy Best Term Life Insurance Plans?
- Buying Guide: Types of Water Purifiers – RO, UV, UF and Candle Filter
- Submitting ‘Execution’ Petition at Consumer Court: Is there a timeline?
- Health Benefits of Honey: Why you should include healthy honey in your diet
- What Makes Honey Organic?
- Green Action Week plantation drive on Sharing Community-Clean Air for All: 6th October 2018
- Antacids: Not healthy over the long term
- How to check purity of Honey?
- Consumer Protection Act is not a tool to create ’nuisance Value’ In Government Offices: National Commission
- Green Action Week plantation drive in Soami Nagar Model School, New Delhi-3 October 2018
- Towards a Cleaner Greener Delhi through Plantation Drive
- Financial Planning Basics: Creating a Financial Plan in Six Simple Steps
- Green Action Week 2018 -Plantation Drive- 8th September 2018
- How to File an RTI Online?
- Delhi consumer commission orders hospital to pay Rs 25 lakh compensation
- Keep patients info private: Andhra Pradesh consumer commission
- Buying Guide: Kitchen Chimney Price, Capacity, Comparison of Models and more
- Awareness Meet on the Dangers of Tobacco and E-Cigarettes in Panaji, Goa
- GATS 2 Report – An Increase in Tobacco Consumption in Some States in India
- Op-Eds on Motor Vehicle (Amendment) Bill 2017
- All About Paneer: how to make paneer, nutrition facts and how to buy and store paneer
- Payment Banks: So that no one is left out
- SC remands Jaypee matter to NCLT leaving homebuyers in an unresolved state
- How airlines estimate flight ticket cancellation charges? Are they legally valid?
- Know About Cold-pressed Juices, Oils and other Food Products
- Case Study: PROVISIONS OF RERA WOULD BE APPLICABLE TO LONG TERM ‘LEASE AGREEMENTS’ by Lavasa WHERE SUBSTANTIAL INVESTMENT IS MADE: BOMBAY HIGH COURT
- Guide to Buying a Safer Car
- A Comprehensive Guide for Retirement Planning in India
- Delhi High Court Asks Railways to Create a Mediation Policy
- How to Wash Clothes | Laundry Tips that Anyone Can Try
- Smart TV Converter | Convert TV to Smart TV
- Smart TV Buying Guide: What is a Smart TV? | Smart TV Features
- Case Study: Consumer can’t claim compensation if the “Necessary Parties” are not included in the Consumer Court Case
- Retailer ordered to compensate for selling cake post expiry date
- Delhi consumer court fines government department for deficiency in service
- Understanding the Cooperative Banking Structure in India
- List of Cooperative Banks in India
- Cooperative Banks: Cooperative Banking meaning, their limitations and how are they different from commercial banks
- CONFLICT BETWEEN THE PROVISIONS OF INSOLVENCY AND BANKRUPTCY CODE, 2016 AND REAL ESTATE (REGULATION AND DEVELOPMENT) ACT, 2016
- All You Need to Know About Filing GST Return Online
- GST FAQs – What is GST, Benefits, Implementation and More
- How to do GST Registration Online and Get a GST Number?
- Rancidity: Effects on health and tips to avoid rancidity
- What are E-Cigarettes or Vapour Smoke and what are the health hazards of E-Cigarettes?
- Ban E-Cigarettes to Secure Future
- Beware of Additional GST on MRP and Discounted MRP Levied by Unethical Retailers
- Haj pilgrims are not consumers, can’t claim refund, says top consumer court
- Ban on growth drug oxytocin from July 1
- National Pension Scheme (NPS): Eligibility, Joining Process and Types
- What is Rice Bran Oil?
- Buying Guide: Laptop Features, Types of Laptops and more
- Are you a SMART Consumer ?
- Study by Consumer VOICE Revealed upto 85% adulteration in Loose Edible Oils
- Buying Guide: How to choose the best retirement plans
- Living Will becomes crucial since Passive Euthanasia is legal in India now
- Types of Perfumes and Fragrances: The scent of sweet somethings, but there may be a catch
- Ban on e-cigarette announced by Health Minister Shri Vijay Bhaskar in the state of Tamilnadu
- Is your toothpaste healthy? Do you know the harmful ingredients toothpaste can have?
- Buying Guide: Smartphones – features and Operating Systems
- Delhi high court asks railways to set up a mediation policy after deciding 30 years accident claim
- National Workshop on Road Safety – 19th June, New Delhi
- Buying Guide: How to get the Best Top up Medical Insurance Plan?
- What happens to Fixed Deposits in case banks or finance companies go bankrupt?
- Time is Right for Making Road Safety a National Priority
- Alcohol bottles will start carrying ‘don’t drink & drive’ label
- Hundreds of fridges, freezers and fridge freezers currently on sale in shops across the UK are potentially unsafe
- WHO releases REPLACE programme to eliminate industrially-produced trans-fat acids from food supply
- World No Tobacco Day 2018
- Key Differences Between Mediation and Arbitration
- Consumer Interest Protected by National Company Law Appellate Tribunal
- What are cornflakes? How are they made?
- Bank must compensate woman for sharing info with estranged husband
- Railways must compensate for dosa served with iron screw
- Tobacco Breaks Hearts
- What is 80c?
- Buying Guide for Coffee Makers ( Coffee Machines)
- Packers and Movers are Service Providers : Some cases of Negligence
- Railways can’t be blamed for chain snatching through window: NCDRC
- Raw fruit and vegetables beneficial for mental health
- Artificial sweeteners can still lead to obesity and diabetes, study claims
- Currency notes likely to cause diseases: Food safety authority
- Good news for pensioners: Medical reimbursement cannot be denied because treatment was in non- empanelled hospital
- File Income Tax Return Online with These Simple Steps
- Have a Grievance against a NBFC? There is an Ombudsman to go to
- Not Allowed to Board a Flight? The airline could be at fault
- If there are deficiencies in your flat, complain within 2 Years of possession
- Can Consumer Forums Set Aside the Arbitration Clause?
- Do you know the ingredients in your shampoo?
- Latest Income Tax Slabs for FY 2019-20
- Learn Facts About Coffee
- Know the best coffee makers (coffee machine) between 900 to 4K
- Everything you need to know about packaged milk
- Case Studies: Flat buyers can unite as one party against builders under Section 12 of CPA Act
- Consumer Voice Urges Nitin Gadkri To Join Hands With The UN General Assembly In Their Resolution To Tackle Global Road Safety Problem
- Guidelines of Dietary Salt for Indians by WHO and National Institute of Nutrition, Hyderabad
- Hyderabad Forum slaps Rs 50,000 fine on insurance company
- No need to pay extra for bottled water at cinemas, malls and airports: Ram Vilas Paswan
- Abide by what you say: Consumer court directs Chhattisgarh Housing Board
- Consumers can approach civil and consumer courts too for compensation in case denied boarding: DGCA
- Commercial Vehicle Insurance Claim Process
- Parabens or Preservatives: in your food and makeup
- What Does the Package Commercial Car Insurance Policy Offer?
- What is the inverter technology in air conditioners?
- Introducing ISEER Rating – Indian Seasonal Energy Efficiency Ratio
- The Advantages and Disadvantages of an Inverter AC
- 10 Tips to have the most energy efficient AC to lower the electricity bill
- How to Install an AC: Principles of AC Installation
- Adoption of the United Nations General Assembly resolution on road safety by India
- Consumer VOICE and its State Partners Hail the Ministry’s Decision on Pictorial Warning on Cigarette Packs
- NOTE and Consumer VOICE meet in Goa on tobacco control and role of media
- Common Symptoms of Diabetes and Types of Diabetes
- Food Advertisements complaints reported on Advertising Standard Council of India ( ASCI) portal
- Media Sensitization – Press Meet at Chandigarh on 30th March, 2018
- Consumer VOICE’s Rejoinder to TRAI White Paper on Measurement of Internet Data Speeds
- The NEW CONSUMER PROTECTION BILL, 2018
- SUPREME COURT ON 13.03.2018 EXTENDS DEADLINE OF 31.03.2018 FOR MANDATORY LINKAGE OF AADHAAR WITH BANK ACCOUNTS, MOBILE AND PAN TILL THE DISPOSAL OF AADHAAR CASES
- Builders can’t force Buyers to go for Arbitration
- Press Meet on Tobacco Intervention at Chennai Press Club on 27 th Feb 2018
- SBI guilty of deficiency in service
- Forums in Delhi are faced with a backlog of 18,000 cases
- WORLD CONSUMER RIGHTS DAY 2018- WORKSHOP ON “NEED FOR BETTER QUALITY OF INTERNET SERVICES TO MAKE INDIA TRULY DIGITAL
- Most Common Food Adulterants and Harmful Effects Of Food Adulteration
- Food Adulteration Tests
- Prevention of Food Adulteration Act 1954 and Food Safety and Standards Act 2006
- Aakash Institute penalised for poor service
- SBI to compensate for issuing recovery notice for settled loan
- Health Benefits of Curd
- Microwave Oven Buying Guide
- Inclusions and Exceptions of International Travel Insurance
- Points to consider to finalize Overseas Travel Insurance
- Airtel found guilty of overbilling
- Britannia fined for selling packet with less than printed weight
- Press Interaction Meet – Road Safety, 28 February 2018
- Case Study: Consumer Forums cannot entertain cases pending at Civil Court
- Internet Speed – Where is the Speed?
- Arbitration agreements cannot oust the jurisdiction of consumer forums
- SC gives four weeks to Centre to file model rules on consumer fora
- Press Interaction Meet – Voice of Road Crash Victims and Support from Members of Parliament
- Roopa Vajpeyi: An Era Gone By
- Road Safety Week February 2018 Media Coverage
- Consumer VOICE – ROAD SAFETY WEEK – 5 DAYS – 5 PLEDGES
- Fresh Fruit Juice vs Packaged juice
- All about Second Hand Car Loans
- Washing Machine Buying Guide: How to buy a Washing Machine?
- How to increase the life and efficiency of a washing machine?
- Nominee vs Legal Heir: Let there be no confusion
- Croma store fined for refusing refund on failed transaction
- Digital India – Do we have the Right Internet Speed?
- School asked to refund fee for mistreating child
- 76% of LED bulb brands and 71% of LED downlighter brands in India flout consumer safety standards: Nielsen study
- Electricity company cannot cut power without notice
- Disputes Resolution under RERA Act 2016
- Reducing Fatalities by 50% by 2020 – Where are we Heading?
- Beating Breast cancer
- Loving foods that love you back
- Blood Pressure Monitors : Checking on your Health
- 9 ways to eat healthier right now
- A lot to loss
- Is Soya Healthy?
- Wasting all that food
- A little science in the kitchen
- Chemical Cuisine
- Aman Anti Ragging Movement (Aman Kachroo) – A Case Study
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